Did You Know That You Can Refinance Up To 80% Of Your Home’s Value?

With the significant appreciation of housing prices in the past few years, many of our clients decide to unlock the value of their homes by refinancing their mortgage for a variety of purposes, including:

  • Asset enhancement
  • Debt consolidation, such as credit card, car loan and/or line of credit
  • Combining first and second mortgages
  • Renovations

Ask yourself:

  • Are you tired of making multiple (four or five) different payments each month?
  • Do you find yourself making minimum payments each month?
  • Are other creditors charging interest rates that are higher than today’s current mortgage rates?
  • Do you wish you had more money to purchase stocks, bonds or make other investments?

If you answered yes, Cam can help you refinance your mortgage in Canada. He can answer your questions, help determine your needs and take you through the process quickly and efficiently—with the lowest refinance rates around.

Contact me today for more information!

Low Mortgage Rates Ontario

Your Mortgage Refinance — Our Lower Rates

Cam Wilson will deal with the lenders and the details for you, and pass along a volume discount to get you the lowest refinance rate possible, even from your own bank.  Call or apply online today.

Requirements for refinancing include:

1. Acceptable Loan Purpose

  • Refinance purposes including: asset enhancement, debt consolidation, combining first and second mortgages, renovations, and investment purchases
  • Available for extended amortization up to 30 years

2. Eligible Properties

  • Owner occupied:
  • Maximum four units with at least one unit occupied as the principal residence
  • Existing properties (not for new construction)
  • Secondary homes or investment properties:
  • Maximum two units

3. Loan-To-Value Ratio Limits

  • ‘Loan-to-value’ (LTV) is the relationship between the principal balance of a mortgage and the property value. For example, if you have a house valued at $100,000 with an $85,000 loan, you have an 85% LTV ($85,000 divided by $100,000 = 85%). For this program, the maximum LTV ration is 80.00%.

4. Amortization Options

  • Available for extended amortizations up to 30 years (i.e. currently uninsured conventional mortgages).

Contact me today for more information!

Meet Virtually To Discuss Your Mortgage

Skip the line.  Save some time!
Get advice quick from your kitchen table or backyard patio.
Book below for a free phone consultation or live Zoom meeting:

For live and in-person advice in as little as 24 hours.

Click Here

To complete your secured on-line mortgage application

Click Here
Low Mortgage Rates Ontario
Low Mortgage Rates Ontario

Download Our Awesome Mortgage APP – Find Mortgage Payment, Refinance, Stress Test, Land Transfer Tax, Mortgage Calculator And Way More!

Download Our App

Mortgage Solutions Ontario

We Get You The Best Mortgage, From The Wider Market.

90+ Lenders Available | We Work For You, Not The Banks | Dozens Of 5 Star Google Reviews | Hard Earned Dollars Saved For Clients

Testimonials Mortgage Company Ontario Mortgage Company Ontario

  • Low Mortgage Rates Ontario

    We worked with Cam in financing a mortgage for our investment property. Cam was great from the first call in answering all our questions, and explaining everything. Transaction went smoothly, we are very happy with the service we received from Cam and his team. I would highly recommend Cam to anyone in need of a mortgage.

    Low Mortgage Rates Ontario

    Rishi Patel

  • Low Mortgage Rates Ontario

    Cam was great to work with! He helped me figure out how to qualify for most amount of money possible in order to be able to afford a home! He was also very helpful and answered all my questions being a first time home buyer! Highly recommend, thanks Cam!

    Low Mortgage Rates Ontario

    Sara Stevens

  • Low Mortgage Rates Ontario

    Cam was an absolutely huge help through the lending process. He was able to navigate all my questions and was always friendly and responsive. Will certainly continue working with Cam in future!

    Low Mortgage Rates Ontario

    Andrianna Kabitsis

VIEW ALL

We serve clients across St. Catharines, Fort Erie, Grimsby, Lincoln, Niagara Falls, Niagara-on-the-Lake, Pelham, Port Colborne, Thorold, Wainfleet, Welland, West Lincoln, Niagara Region, Hamilton, Burlington, Oakville, Milton, Dunnville, and the surrounding areas.